Business Home Page Get A Quote Our Team Auto Home Life

We hope that everyone is having a fun and safe summer.  It is hard to believe that it is the end of July already!

The Ohio Department of Insurance recently published an article urging parents/guardians to discuss safe driving with teen and to review insurance.

1.  Lay the Ground Rules:  Establish safe driving rules.  For example:  not speeding, seat belt usage, minimal number of passengers, no mobile phone texting (illegal for teens in Ohio as is talking on the phone for those 17 and under), and the amount and time of day driving is allowed.  Details about Ohio's distracted driving law are available at

2.  Shop Around:  Compare costs and coverages between insurers since having a teen driver, who is considered higher risk, in the household does greatly affect the family's auto insurance premium.  Take advantage of discounts that various companies offer.

3.  Purchasing a Vehicle for your Teen Driver?  The difference in the cost of auto insurance for a teen driving a newer, expensive sports car versus a modestly priced economy car with liability coverage only can be significant.  Discuss your options with your insurance agent.

4.  Consider Revising Deductibles, Coverages:  You can lower your auto insurance premium by raising deductibles on physical damage coverages.  Also, you may want to consider eliminating physical damage coverage on older vehicles-unless a lienholder requires the coverage to be maintained.

Your insurance agent is available to discuss with you different options that may be available to help reduce your auto insurance premiums.

Please drive safely and watch out for bicyclists and motorcyclists.

Enjoy the rest of your summer!
Posted 3:00 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version
Home Page Our Products Our Carriers Calculators Newsletters FAQs Videos Glossary Blog